Find your ideal home with Sakani’s affordability calculator
Buying a home, whether it's your first or a new investment, can be an overwhelming experience, especially when trying to figure out what you can actually afford. At Sakani, we understand that finding the perfect property requires more than just browsing listings — it requires a solid understanding of your budget. That’s why we've created our , an easy-to-use tool that gives you a clear picture of what fits within your financial reach.
How the affordability calculator works
The Affordability Calculator is designed to take the guesswork out of home-buying by analyzing your financial situation and generating an estimate of what you can comfortably afford.
Simply enter the following details to get started:
Monthly income
Your total income before any deductions.
Monthly expenses
Your regular commitments like bills, groceries, loans, etc.
Current cash on hand
The savings you have available for a down payment.
Location (optional)
Choose a building, community, or city to get location-specific recommendations.
Once you provide this information, the calculator works its magic and gives you a breakdown of what you can afford based on three key factors.
How we calculate your affordability
Income vs. expenses We start by looking at your disposable income — this is the amount left after subtracting your monthly expenses from your total income. This helps us determine how much you can comfortably allocate toward housing costs, including .
Savings and down payment For buyers, we also assess your savings to check if you can meet the typical 20% down payment requirement in the UAE. For example, a property worth AED 3M would typically require an upfront payment of AED 600K. If you’re a bit short on savings, don’t worry! We’ll suggest more affordable properties within your budget.
Location and market trends Property costs in Dubai can vary significantly depending on the area. Our calculator uses real-time data to factor in the cost of properties in your selected location — or across all areas if you don’t specify a particular community.
Luxury areas (Palm Jumeirah, Downtown):
These areas require higher budgets.
Affordable areas (JVC, Dubai South):
These areas offer more budget-friendly options.
We also take into account whether you’re looking for ready homes or are open to off-plan properties based on your preferred move-in date.
Tailored results just for you
After analyzing your inputs — income, expenses, savings, and location preferences — the calculator generates a customized affordability range with one of the following results:
Affordable
Properties within your budget that will fit comfortably into your financial situation.
Stretch
Properties that are within reach but may require some budget adjustments.
Difficult
Properties that may be beyond your current budget, along with suggestions on how to adjust your criteria.
Why use the affordability calculator?
Get real-time insights
The calculator uses up-to-date market data to provide you with accurate estimates based on current property trends.
Save time and effort
By narrowing down your options to those that fit your budget, you can avoid wasting time on properties that are out of your price range.
Make smarter decisions
Armed with a clear understanding of what you can afford, you’ll be in a stronger position to make informed decisions when searching for your dream home.
Ready to find your dream home?
Don’t let budget confusion hold you back from finding the perfect property in Dubai. Try our today and discover homes that fit your financial profile, with no surprises along the way.